/* ================================================================= */
/* QUICK LOAN DESK - HIGH-END PREMIUM FINTECH STYLING SHEET          */
/* ================================================================= */

:root {
    --primary-brand: #1e3a8a;     /* Rich Royal Blue */
    --accent-blue: #2563eb;       /* Vibrant Conversion Blue */
    --accent-hover: #1d4ed8;      /* Hover Blue */
    --success-green: #16a34a;     /* Success Green */
    --bg-light: #f1f5f9;          /* Soft Platinum Modern Background */
    --card-bg: #ffffff;           /* Crisp White Cards */
    --text-main: #1e293b;         /* Deep Slate Main Text */
    --text-muted: #64748b;        /* Muted Gray Subtext */
    --border-color: #e2e8f0;      /* Clean Light Border */
    --shadow-sm: 0 4px 6px -1px rgba(0, 0, 0, 0.04), 0 2px 4px -1px rgba(0, 0, 0, 0.02);
    --shadow-lg: 0 20px 25px -5px rgba(30, 58, 138, 0.08), 0 10px 10px -5px rgba(0, 0, 0, 0.03);
}

* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
    font-family: 'Inter', system-ui, -apple-system, sans-serif;
}

body {
    background-color: var(--bg-light);
    color: var(--text-main);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

/* ================================================================= */
/* HEADER & NAVIGATION (Clean White & Premium)                       */
/* ================================================================= */
.site-header {
    background: var(--card-bg);
    border-bottom: 1px solid var(--border-color);
    padding: 18px 24px;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: var(--shadow-sm);
}

.header-container {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    font-size: 24px;
    font-weight: 800;
    color: var(--primary-brand);
    text-decoration: none;
    letter-spacing: -0.5px;
}

.logo span {
    color: var(--accent-blue);
}

.helpline-badge {
    font-size: 13px;
    color: var(--text-muted);
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 10px;
}

.helpline-badge .divider {
    color: var(--border-color);
}

@media (max-width: 768px) {
    .helpline-badge {
        display: none;
    }
}

/* ================================================================= */
/* MAIN HERO & GRID LAYOUT                                           */
/* ================================================================= */
.main-wrapper {
    max-width: 1200px;
    margin: 40px auto;
    padding: 0 20px;
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 40px;
    align-items: flex-start;
}

@media (max-width: 968px) {
    .main-wrapper {
        grid-template-columns: 1fr;
        margin: 20px auto;
        gap: 30px;
    }
}

/* ================================================================= */
/* HERO SECTION & HIGH-END AD BANNER                                 */
/* ================================================================= */
.hero-section {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.banner-box {
    width: 100%;
    height: 320px; /* Bada, attractive ad banner size */
    background: linear-gradient(135deg, #eff6ff, #dbeafe); /* Clean vibrant soft blue gradient, NO dark black/navy */
    border-radius: 16px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    color: var(--primary-brand);
    text-align: center;
    padding: 30px;
    box-shadow: var(--shadow-lg);
    border: 2px solid #bfdbfe;
    overflow: hidden;
    position: relative;
}

.banner-fallback h3 {
    font-size: 22px;
    font-weight: 800;
    color: var(--primary-brand);
    margin-bottom: 8px;
    letter-spacing: -0.5px;
}

.banner-fallback p {
    font-size: 14px;
    color: var(--text-muted);
    max-width: 450px;
    line-height: 1.5;
}

.banner-box img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 14px;
    display: block;
}

.hero-content h1 {
    font-size: 36px;
    font-weight: 800;
    color: var(--text-main);
    line-height: 1.2;
    letter-spacing: -0.5px;
}

.hero-content h1 span {
    color: var(--accent-blue);
}

.hero-content > p {
    font-size: 15px;
    color: var(--text-muted);
    line-height: 1.6;
}

@media (max-width: 768px) {
    .hero-content h1 {
        font-size: 26px;
    }
}

/* ================================================================= */
/* FEATURES GRID CARDS                                               */
/* ================================================================= */
.features-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-top: 10px;
}

@media (max-width: 480px) {
    .features-grid {
        grid-template-columns: 1fr;
    }
}

.feature-card {
    background: var(--card-bg);
    border: 1px solid var(--border-color);
    padding: 16px;
    border-radius: 12px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
    box-shadow: var(--shadow-sm);
    transition: transform 0.2s ease;
}

.feature-card:hover {
    transform: translateY(-2px);
}

.feature-card .icon {
    font-size: 22px;
    background: #eff6ff;
    padding: 8px;
    border-radius: 8px;
}

.feature-card h4 {
    font-size: 14px;
    font-weight: 700;
    color: var(--text-main);
    margin-bottom: 2px;
}

.feature-card p {
    font-size: 12px;
    color: var(--text-muted);
}

.trust-strip {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 13px;
    font-weight: 600;
    color: var(--text-muted);
    margin-top: 10px;
}

.trust-strip .dot {
    color: var(--accent-blue);
}

/* ================================================================= */
/* LEAD FORM CARD STYLING                                            */
/* ================================================================= */
.form-container {
    width: 100%;
}

.form-card {
    background: var(--card-bg);
    padding: 36px;
    border-radius: 16px;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--border-color);
}

@media (max-width: 480px) {
    .form-card {
        padding: 20px;
    }
}

.form-header {
    margin-bottom: 24px;
}

.form-header h2 {
    font-size: 22px;
    font-weight: 800;
    color: var(--text-main);
    margin-bottom: 6px;
}

.form-header p {
    font-size: 13px;
    color: var(--text-muted);
}

.input-group {
    margin-bottom: 18px;
}

.input-group label {
    display: block;
    font-size: 12px;
    font-weight: 700;
    color: var(--text-main);
    margin-bottom: 6px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.input-group input,
.input-group select {
    width: 100%;
    padding: 13px 16px;
    border: 1px solid var(--border-color);
    border-radius: 8px;
    font-size: 14px;
    color: var(--text-main);
    background: #fff;
    transition: all 0.3s ease;
}

.input-group input:focus,
.input-group select:focus {
    border-color: var(--accent-blue);
    outline: none;
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.12);
}

/* Consent Checkbox */
.consent-group {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin: 20px 0;
}

.consent-group input[type="checkbox"] {
    width: 18px;
    height: 18px;
    margin-top: 2px;
    accent-color: var(--accent-blue);
    cursor: pointer;
}

.consent-group label {
    font-size: 11.5px;
    color: var(--text-muted);
    line-height: 1.5;
    font-weight: normal;
    text-transform: none;
}

.consent-group label a {
    color: var(--accent-blue);
    text-decoration: underline;
}

/* Action Buttons */
.cta-button-group {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.btn {
    width: 100%;
    padding: 15px;
    border: none;
    border-radius: 8px;
    font-size: 15px;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.25s ease;
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 8px;
}

.btn-secondary {
    background: #0f172a;
    color: #fff;
}

.btn-secondary:hover {
    background: #1e293b;
}

.btn-primary {
    background: var(--accent-blue);
    color: #fff;
}

.btn-primary:hover {
    background: var(--accent-hover);
    box-shadow: 0 4px 12px rgba(37, 99, 235, 0.25);
}

.btn:disabled {
    opacity: 0.7;
    cursor: not-allowed;
}

/* Alert Box Styling */
.alert-box {
    padding: 12px 16px;
    border-radius: 8px;
    font-size: 13px;
    margin-bottom: 20px;
    font-weight: 600;
    text-align: center;
    background: #fee2e2;
    color: #b91c1c;
    border: 1px solid #f87171;
}

/* ================================================================= */
/* CORPORATE FOOTER STYLING (Clean Light & Professional)             */
/* ================================================================= */
.site-footer {
    background: #ffffff;
    color: var(--text-muted);
    padding: 40px 20px 20px;
    margin-top: 70px;
    border-top: 1px solid var(--border-color);
}

.footer-container {
    max-width: 1200px;
    margin: 0 auto;
}

.footer-top {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 40px;
    padding-bottom: 25px;
    border-bottom: 1px solid var(--border-color);
}

@media (max-width: 768px) {
    .footer-top {
        flex-direction: column;
        gap: 20px;
    }
}

.footer-brand h3 {
    font-size: 20px;
    color: var(--primary-brand);
    font-weight: 800;
    margin-bottom: 8px;
}

.footer-brand h3 span {
    color: var(--accent-blue);
}

.footer-brand p {
    font-size: 13px;
    max-width: 450px;
    line-height: 1.6;
}

.footer-links-col h4 {
    font-size: 14px;
    color: var(--text-main);
    margin-bottom: 10px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.footer-links-col ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.footer-links-col ul li a {
    color: var(--text-muted);
    text-decoration: none;
    font-size: 13px;
    transition: color 0.2s;
}

.footer-links-col ul li a:hover {
    color: var(--accent-blue);
    text-decoration: underline;
}

.footer-disclaimer {
    margin: 25px 0;
    font-size: 11px;
    color: var(--text-muted);
    line-height: 1.6;
    background: #f8fafc;
    padding: 18px;
    border-radius: 8px;
    border-left: 3px solid var(--accent-blue);
    border: 1px solid var(--border-color);
}

.footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 12px;
    color: var(--text-muted);
    padding-top: 15px;
    border-top: 1px solid var(--border-color);
}

@media (max-width: 600px) {
    .footer-bottom {
        flex-direction: column;
        gap: 8px;
        text-align: center;
    }
}